Never underestimate the ingenuity of the criminal mind when it comes to scams. The art of deception comes in a myriad of forms. Offers which seem ‘to good to be true’ – usually are! Anyone approaching you (on the telephone, by post, on your doorstep or in the street) to offer you a ‘great opportunity’ whether it’s to make or save money (or anything else) should be viewed with suspicion. Every day someone becomes a victim of scammers, but it is possible to keep yourself safe – arm yourself with information. This article from the BBC provides a comprehensive overview of scams. There is also further information in relation to ‘pension scams’ on the ‘Topical News‘ page. Don’t let the scammers win – stay safe!