Category Archives: Finance

Could you be entitled to more benefits?

Benefit scrabbleMillions of people are missing out on benefits to which they are entitled. These benefits include childcare help, pension credit and universal credit. Could you be one of the 8 million people who are missing out?

The Money Saving Expert has set up a simple benefits calculator, which could help you to identify if you could claim any. Please follow this link.

Warning! Saga Platinum card is ending

Saga Platinum c.c.Saga has announced that its Platinum credit card will be taken off the market on March 28th 2019 and that accounts must be settled in full by that date. This means that customers have two months to pay off the balance or arrange to transfer it to another provider.

For further information and advice, please visit our ‘Alerts’ page.

Pension scams advice

Pension scams 2The Pensions Regulator has circulated the following document to advise people on pension scams. The main tactics scammers use are:
1. Making contact out of the blue
2. Making promises of high /guaranteed returns
3. Offering free pension reviews
4. Allowing access to your pension before age 55
5. Pressurising you to act quickly
The document can be accessed at
https://www.thepensionsregulator.gov.uk/document-library?res=/-/media/thepensionsregulator/files/import/pdf/pension-scams-booklet-members.ashx

It is well worth a read    (Courtesy of NY Police)

An end to mobile phone scams?

Mobile phone scamsThis year, four of the largest mobile phone providers (EE, Vodafone, O2 and Three) will launch a new system, which blocks scammers who attempt to send text messages, which appear to come from your bank.  The Consumer Association Which? reports that ’for years, fraudsters have been spoofing bank phone numbers and scaring people with threatening text messages to call them back’. The new system will stop the spoofing of phone numbers and will help to distinguish between genuine and fraudulent text messages.

In the meantime, you can report scam and spam texts directly to your mobile phone provider by forwarding it to 7726, which is free of charge. To find out more, please see our ‘Alerts’ page

Important consultation about proposed changes to charges for adult social care.

Care costsAn important consultation has just been opened on proposed changes to the way in which adult social care is charged.

NYCC is consulting on proposals about how people who use adult social care services contribute to their costs. The consultation covers two main areas:

  • the cost of transport to places where people may receive a service; and
  • how the total cost of care is calculated.

Please go to our ‘Have your say‘ page to read about details of the proposed changes and how you can have your say.

1400 targeted by TV licensing scam e-mails

 

WarningBe aware! Consumer Association Which? is warning that more than 1,400 people have been targeted by the latest TV Licensing refund scam emails. The e-mails take various forms, but mainly involve the use of a convincing facsimie of the TV Licensing Authority logos etc. The e-mail offers a refund for over payment or a billing error. For further details on how to spot these e-mails and what to do if you have been scammed, go to https://bit.ly/2q2Jnaz 

Should you be on the Priority Services Register?

Priority Services RegisterShould you or your relative be on the Priority Services Register? This is a register of people who would be particularly at risk, if there were to be a power cut. To find out if you are eligible to register, please click here.

Note:  This link also offers advice if you are struggling to pay your energy bills.