Category Archives: Finance

April 1st price increases – act now to avoid them

Piles of poundsCome April 1st, there will be several price increases. For further information, please visit our ‘Alerts’ page.  If you act now, you might be able to avoid them!

If you want to find out how to make savings on goods and services, and also how to stay ahead of the scammers, why not subscribe to the Money Saving Expert’s newsletter? Follow this link for further information.

Could you be entitled to the ‘marriage allowance’

HMRC 3Remember when David Cameron was Prime Minister and he was promoting the institution of marriage? No? Well as part of this, the marriage allowance was initiated. People who are married or in a civil partnership are eligible. Like some other allowances and benefits, the uptake has been described as ‘shockingly low’. To find out how this allowance works and if you could apply for it (very simple, apparently) please follow this link. Free money ….. how can you lose? Even if your partner has died since April 5th 2015, you could sttill apply.

Could you be eligible for a Harrogate Better Homes grant?

Home improvement imageGrants and interest free loans are available to households in the Harrogate area for home energy improvements to give you a warmer home and lower bills. To be eligible your home must be suitable for insulation or need a new boiler and your total household income must be less than £35,000. (Data Source: Community First Yorkshire)

Find out if you are covered at www.harrogate.gov.uk/betterhomesharrogate

It’s ‘free wills’ month again

uk-will-writing-network-will-roseIf you haven’t yet made a will, or you need to amend an existing simple will, now is the time to do it. In association with various charities, some solicitors are participating in a scheme for ‘free’ wills, this month. To find out more click here.

You  may have seen advertisements for cheap options for will writing, but be sure that they are suitable for your circumstances. For more information, follow this link.

 

Today sees the issue of the new £10 note

New £10 noteToday, the new £10 note is released.  In common with the recently issued new £5 notes, the £10 note is made of polymer and contains holographic security details. It is smaller than the note it replaces, being only slightly larger than the £5 note. To aid identification, for those with visual impairments, there is a textured £10 symbol in the top left hand corner of the face of the note. Also, an image of Jane Austen is featured on the back of the note ….. the first female to be featured since Elizabeth Fry.

PPI claims warning!

PPI claims

The deadline for PPI claims is August 29th 2019 ….. or is it?

We’re all probably fed up of hearing about making claims for mis-sold PPI payments. ‘PPI stands for Payment Protection Insurance – an insurance policy sold alongside loans, cards, overdrafts, mortgages and catalogue accounts. It’s designed to cover repayments in the event of an accident, sickness or unemployment and in itself there’s nothing wrong with it – but it was frequently mis-sold, and many are owed as a result’.

Warning! While advertisements are advising people that the deadline for claims is 29th August 2019, for millions of customers the deadline could be as much as 8 months earlier. For further details, follow this link.

Less than a month to go ……!

poundsThere’s less than a month to go before the old £1 coins will no longer be valid. So it’s time to start going through your pockets, handbags and piggy banks to search for any forgotten coins. The last date for valid use of the old £1 coin is October 15th 2017.

After that date, the coins can be taken to a bank. However, most of the high street banks have indicated that this service will only be offered to their own customers. For further details, follow this link.