This is available to people aged 50 or over who have a defined contribution pension. This is a pension based on how much you and possibly your employer paid into your pot. It’s not a final salary pension. You’ll get personal guidance on what you can do with your pension pot. Pension Wise guidance specialists are impartial. They don’t recommend any products or companies and won’t tell you how to invest your money. Follow this link for further information. Face to face appointments are now available at Citizens Advice offices in both Harrogate and Ripon.

Warning: This is a free service. Check that ‘gov.uk’ is in the web address, to avoid incurring charges from look alike websites.