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	<title>hgdover50sforum.org.uk &#187; pensions</title>
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	<link>https://hgdover50sforum.org.uk</link>
	<description>A Voice for Older People in the Harrogate District</description>
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		<title>Do your finances need a spring clean?</title>
		<link>https://hgdover50sforum.org.uk/do-your-finances-need-a-spring-clean/</link>
		<comments>https://hgdover50sforum.org.uk/do-your-finances-need-a-spring-clean/#comments</comments>
		<pubDate>Sat, 28 Jan 2017 17:14:47 +0000</pubDate>
		<dc:creator><![CDATA[admin]]></dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[allowances]]></category>
		<category><![CDATA[bills]]></category>
		<category><![CDATA[financial advice]]></category>
		<category><![CDATA[pensions]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">https://hgdover50sforum.org.uk/?p=5686</guid>
		<description><![CDATA[It&#8217;s that time of year when financial matters come to the fore &#8230;.. household insurance, car insurance and energy supplies are just some of the things which may be occupying your mind. Not to mention, trying to make the most of your savings. Help is at hand. Paul Lewis, the financial advisor, who appears on [&#8230;]]]></description>
				<content:encoded><![CDATA[<p><a href="https://hgdover50sforum.org.uk/wp-content/uploads/2017/01/Piles-of-pounds.jpg"><img class="  wp-image-5687 alignleft" src="https://hgdover50sforum.org.uk/wp-content/uploads/2017/01/Piles-of-pounds.jpg" alt="Piles of pounds" width="162" height="104" /></a>It&#8217;s that time of year when financial matters come to the fore &#8230;.. household insurance, car insurance and energy supplies are just some of the things which may be occupying your mind. Not to mention, trying to make the most of your savings. Help is at hand. Paul Lewis, the financial advisor, who appears on BBC television, Money Box on the radio and writes a column in the Radio Times, is offering advice in the latest issue of <a href="http://www.intouchonline.co.uk/2017/01/11/new-year-spring-clean/?ots=EMA_JNEWS&amp;utm_medium=email&amp;utm_campaign=KRE093&amp;utm_source=Key%20Retirement%20Group&amp;dm_i=3XX9,5523,1POSQM,H60C,1" target="_blank">InTouch newsletter</a>.</p>
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		<title>Pension Wise &#8211; a free and impartial government service</title>
		<link>https://hgdover50sforum.org.uk/pension-wise-a-free-and-impartial-government-service/</link>
		<comments>https://hgdover50sforum.org.uk/pension-wise-a-free-and-impartial-government-service/#comments</comments>
		<pubDate>Fri, 15 Jan 2016 11:09:10 +0000</pubDate>
		<dc:creator><![CDATA[admin]]></dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[Pension Wise]]></category>
		<category><![CDATA[pensions]]></category>

		<guid isPermaLink="false">https://hgdover50sforum.org.uk/?p=4527</guid>
		<description><![CDATA[This is available to people aged 50 or over who have a defined contribution pension. This is a pension based on how much you and possibly your employer paid into your pot. It’s not a final salary pension. You’ll get personal guidance on what you can do with your pension pot. Pension Wise guidance specialists are impartial. They [&#8230;]]]></description>
				<content:encoded><![CDATA[<p><a href="https://hgdover50sforum.org.uk/wp-content/uploads/2016/01/Pension-Wise.png"><img class="alignleft  wp-image-4528" src="https://hgdover50sforum.org.uk/wp-content/uploads/2016/01/Pension-Wise.png" alt="Pension Wise" width="284" height="90" /></a>This is available to people aged 50 or over who have a defined contribution pension. This is a pension based on how much you and possibly your employer paid into your pot. It’s not a final salary pension. You’ll get personal guidance on what you can do with your pension pot. Pension Wise guidance specialists are impartial. They don’t recommend any products or companies and won’t tell you how to invest your money. <a href="https://www.pensionwise.gov.uk/" target="_blank">Follow this link</a> for further information. Face to face appointments are now available at Citizens Advice offices in both Harrogate and Ripon.</p>
<p><span style="color: #ff0000;">Warning: <span style="color: #333333;">This is a free service. Check that &#8216;gov.uk&#8217; is in the web address, to avoid incurring charges from look alike websites.</span></span></p>
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		<title>50 Money saving tips for the &#8216;Over 50s&#8217;</title>
		<link>https://hgdover50sforum.org.uk/50-money-saving-tips-for-the-over-50s-2/</link>
		<comments>https://hgdover50sforum.org.uk/50-money-saving-tips-for-the-over-50s-2/#comments</comments>
		<pubDate>Thu, 30 Apr 2015 15:43:52 +0000</pubDate>
		<dc:creator><![CDATA[admin]]></dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[bills]]></category>
		<category><![CDATA[discounts]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[offers]]></category>
		<category><![CDATA[pensions]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[tax]]></category>
		<category><![CDATA[wills]]></category>

		<guid isPermaLink="false">https://hgdover50sforum.org.uk/?p=3301</guid>
		<description><![CDATA[Some of you will be aware of the Money Saving Expert (MSE) website. If not, now is a good time to explore the site and see how you can save money. You will find several references to the MSE website on the Forum&#8217;s webpages. If you are keen to find out about the latest offers and [&#8230;]]]></description>
				<content:encoded><![CDATA[<p><a href="https://hgdover50sforum.org.uk/wp-content/uploads/2015/04/MSE.jpg"><img class="alignleft size-full wp-image-3302" src="https://hgdover50sforum.org.uk/wp-content/uploads/2015/04/MSE.jpg" alt="MSE" width="184" height="160" /></a>Some of you will be aware of the Money Saving Expert (MSE) website. If not, now is a good time to explore the site and see how you can save money. You will find several references to the MSE website on the Forum&#8217;s webpages. If you are keen to find out about the latest offers and discounts etc, as well as receive alerts about the latest scams, you can also sign up for the weekly newsletters, which have been highly recommended by various consumer groups.</p>
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		<title>Older people in the media</title>
		<link>https://hgdover50sforum.org.uk/older-people-in-the-media/</link>
		<comments>https://hgdover50sforum.org.uk/older-people-in-the-media/#comments</comments>
		<pubDate>Thu, 29 Jan 2015 19:25:46 +0000</pubDate>
		<dc:creator><![CDATA[admin]]></dc:creator>
				<category><![CDATA[Communication]]></category>
		<category><![CDATA[Information sources]]></category>
		<category><![CDATA[care]]></category>
		<category><![CDATA[dementia]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[health]]></category>
		<category><![CDATA[news]]></category>
		<category><![CDATA[Older people]]></category>
		<category><![CDATA[pensions]]></category>

		<guid isPermaLink="false">https://hgdover50sforum.org.uk/?p=2986</guid>
		<description><![CDATA[Older People in the Media – There is round up of issues and articles involving Older People which may interest you published in The Guardian newspaper. Follow this link. &#160; The Later Life newsletter provides the latest news on policy changes, good practice and initiatives, and their impact on older people. The January edition now available. [&#8230;]]]></description>
				<content:encoded><![CDATA[<p><a href="https://hgdover50sforum.org.uk/wp-content/uploads/2015/01/motorcycles-012-e1422557723351.jpg"><img class="alignleft  wp-image-2989" src="https://hgdover50sforum.org.uk/wp-content/uploads/2015/01/motorcycles-012-e1422557723351.jpg" alt="motorcycles-012" width="208" height="125" /></a>Older People in the Media – There is round up of issues and articles involving Older People which may interest you published in The Guardian newspaper. <a href="http://www.theguardian.com/society/older-people" target="_blank">Follow this link</a>.</p>
<p>&nbsp;</p>
<p><a href="https://hgdover50sforum.org.uk/wp-content/uploads/2015/01/Couple-with-laptop-imagesCAOCBKUX.jpg"><img class="alignleft  wp-image-2990" src="https://hgdover50sforum.org.uk/wp-content/uploads/2015/01/Couple-with-laptop-imagesCAOCBKUX.jpg" alt="Couple with laptop imagesCAOCBKUX" width="196" height="131" /></a>The <strong>Later Life</strong> newsletter provides the latest news on policy changes, good practice and initiatives, and their impact on older people. The January edition now available. Follow <a href="https://www.gov.uk/government/collections/later-life-newsletters" target="_blank">this link</a>.</p>
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