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	<title>hgdover50sforum.org.uk &#187; Finance</title>
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	<link>https://hgdover50sforum.org.uk</link>
	<description>A Voice for Older People in the Harrogate District</description>
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		<title>Let&#8217;s Talk Money</title>
		<link>https://hgdover50sforum.org.uk/lets-talk-money/</link>
		<comments>https://hgdover50sforum.org.uk/lets-talk-money/#comments</comments>
		<pubDate>Sat, 28 Oct 2023 16:11:39 +0000</pubDate>
		<dc:creator><![CDATA[admin]]></dc:creator>
				<category><![CDATA[Consultations]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">https://hgdover50sforum.org.uk/?p=8148</guid>
		<description><![CDATA[Bearing in mind that plans for the formation of the new Harrogate Council are in a state of flux and have now been delayed until later next year, for those of you who are keen to shape the decision-making process in the Harrogate district, please consider participating in the following surveys. Let’s Talk Money The [&#8230;]]]></description>
				<content:encoded><![CDATA[<p><a href="https://hgdover50sforum.org.uk/wp-content/uploads/2023/10/British-currency-in-senior-males-hands.jpg"><img class="alignleft size-medium wp-image-8149" src="https://hgdover50sforum.org.uk/wp-content/uploads/2023/10/British-currency-in-senior-males-hands-300x200.jpg" alt="British-currency-in-senior-males-hands" width="300" height="200" /></a>Bearing in mind that plans for the formation of the new Harrogate Council are in a state of flux and have now been delayed until later next year, for those of you who are keen to shape the decision-making process in the Harrogate district, please consider participating in the following surveys.</p>
<p><strong>Let’s Talk Money</strong></p>
<p>The Council currently has a mounting deficit of £25m, and this is your opportunity to highlight what you think the Council’s spending priorities should be. Perhaps there is a council-run service which you particularly need and would like to safeguard. Your opinion matters, so click on the following link in order to have your say. There are also instructions for those who do not have internet access, so that they can participate.</p>
<p><a href="http://www.northyorks.gov.uk/your-council/connsultations-and-engagement/lets-talk-north-yorkshire">www.northyorks.gov.uk/your-council/connsultations-and-engagement/lets-talk-north-yorkshire</a></p>
<p>Survey ends Monday December 18<sup>th</sup> 2023.</p>
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		<title>Banking hub survey ends March 14th!</title>
		<link>https://hgdover50sforum.org.uk/banking-hub-survey-ends-march-14th/</link>
		<comments>https://hgdover50sforum.org.uk/banking-hub-survey-ends-march-14th/#comments</comments>
		<pubDate>Tue, 08 Mar 2022 16:57:11 +0000</pubDate>
		<dc:creator><![CDATA[admin]]></dc:creator>
				<category><![CDATA[Consultations]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[banking hub]]></category>
		<category><![CDATA[post office]]></category>

		<guid isPermaLink="false">https://hgdover50sforum.org.uk/?p=7888</guid>
		<description><![CDATA[Following the closure of the final bank in Knaresborough, last year, residents have experienced difficulty obtaining cash. There is now hope that a Banking Hub could improve the situation. Banking Hubs aim to provide banking counter services suited to the needs of the community. To ensure their views are heard, residents were encouraged to complete [&#8230;]]]></description>
				<content:encoded><![CDATA[<p><img class="alignleft size-full wp-image-7880" src="https://hgdover50sforum.org.uk/wp-content/uploads/2013/09/Bank-Hub.jpg" alt="Bank Hub" width="290" height="174" />Following the closure of the final bank in Knaresborough, last year, residents have experienced difficulty obtaining cash. There is now hope that a Banking Hub could improve the situation. Banking Hubs aim to provide banking counter services suited to the needs of the community. To ensure their views are heard, residents were encouraged to complete an <a href="https://www.surveymonkey.co.uk/r/5V3JYC9" target="_blank">on-line survey</a> <strong><span style="color: #ff0000;">before March 14th</span></strong></p>
<p>For further details, please see our &#8216;Have your say&#8217; page</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<title>Fraudsters spoof Barclays, Halifax, HSBC and Lloyds Bank in phoney text messages</title>
		<link>https://hgdover50sforum.org.uk/fraudsters-spoof-barclays-halifax-hsbc-and-lloyds-bank-in-phoney-text-messages/</link>
		<comments>https://hgdover50sforum.org.uk/fraudsters-spoof-barclays-halifax-hsbc-and-lloyds-bank-in-phoney-text-messages/#comments</comments>
		<pubDate>Mon, 29 Mar 2021 10:11:25 +0000</pubDate>
		<dc:creator><![CDATA[admin]]></dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Safety]]></category>
		<category><![CDATA[Scams]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[spoofing]]></category>

		<guid isPermaLink="false">https://hgdover50sforum.org.uk/?p=7724</guid>
		<description><![CDATA[&#160; Trading Standards is warning the public about fraudsters spoofing bank messages. For further details, please go to our &#8216;Alerts&#8217; page.]]></description>
				<content:encoded><![CDATA[<h2 class="mb-10"><a href="https://hgdover50sforum.org.uk/wp-content/uploads/2021/03/Banking-spoofs.jpg"><img class="alignleft size-medium wp-image-7725" src="https://hgdover50sforum.org.uk/wp-content/uploads/2021/03/Banking-spoofs-300x154.jpg" alt="Banking spoofs" width="300" height="154" /></a></h2>
<p>&nbsp;</p>
<p>Trading Standards is warning the public about fraudsters spoofing bank messages. For further details, please go to <a href="https://hgdover50sforum.org.uk/alerts" target="_blank">our &#8216;Alerts&#8217; page</a>.</p>
]]></content:encoded>
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		<item>
		<title>New scam warning about a &#8216;police&#8217; scam</title>
		<link>https://hgdover50sforum.org.uk/new-scam-warning-about-a-police-scam/</link>
		<comments>https://hgdover50sforum.org.uk/new-scam-warning-about-a-police-scam/#comments</comments>
		<pubDate>Tue, 07 Jul 2020 08:50:35 +0000</pubDate>
		<dc:creator><![CDATA[admin]]></dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Safety]]></category>
		<category><![CDATA[Scams]]></category>

		<guid isPermaLink="false">https://hgdover50sforum.org.uk/?p=7542</guid>
		<description><![CDATA[]]></description>
				<content:encoded><![CDATA[<p><a href="https://hgdover50sforum.org.uk/wp-content/uploads/2015/04/Police-scam-7.7.2020-EcQcTSAXQAA_o7e.jpg"><img class="alignleft size-full wp-image-7537" src="https://hgdover50sforum.org.uk/wp-content/uploads/2015/04/Police-scam-7.7.2020-EcQcTSAXQAA_o7e.jpg" alt="Police scam 7.7.2020 EcQcTSAXQAA_o7e" width="3870" height="1935" /></a></p>
]]></content:encoded>
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		<title>Contactless card payment limit to rise</title>
		<link>https://hgdover50sforum.org.uk/contactless-card-payment-limit-to-rise/</link>
		<comments>https://hgdover50sforum.org.uk/contactless-card-payment-limit-to-rise/#comments</comments>
		<pubDate>Sun, 29 Mar 2020 09:20:12 +0000</pubDate>
		<dc:creator><![CDATA[admin]]></dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Safety]]></category>
		<category><![CDATA[Contactless ard payments]]></category>
		<category><![CDATA[credit cards]]></category>

		<guid isPermaLink="false">https://hgdover50sforum.org.uk/?p=7462</guid>
		<description><![CDATA[From April 1st the limit for contactless card payments will rise from £30 to £45. This action has been taken partly to reduce the number of cash transactions but also to assist in preventing the spread of the coronavirus.]]></description>
				<content:encoded><![CDATA[<h2></h2>
<p><a href="https://hgdover50sforum.org.uk/wp-content/uploads/2015/04/Contactless-payment.jpg"><img class="alignleft size-full wp-image-7460" src="https://hgdover50sforum.org.uk/wp-content/uploads/2015/04/Contactless-payment.jpg" alt="Contactless payment" width="275" height="183" /></a>From April 1st the limit for contactless card payments will rise from £30 to £45. This action has been taken partly to reduce the number of cash transactions but also to assist in preventing the spread of the coronavirus.</p>
]]></content:encoded>
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		</item>
		<item>
		<title>Beware of Coronavirus scams</title>
		<link>https://hgdover50sforum.org.uk/beware-of-coronavirus-scams/</link>
		<comments>https://hgdover50sforum.org.uk/beware-of-coronavirus-scams/#comments</comments>
		<pubDate>Thu, 19 Mar 2020 13:00:07 +0000</pubDate>
		<dc:creator><![CDATA[admin]]></dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Information sources]]></category>
		<category><![CDATA[Scams]]></category>
		<category><![CDATA[coronavirus]]></category>
		<category><![CDATA[North Yorkshire police]]></category>

		<guid isPermaLink="false">https://hgdover50sforum.org.uk/?p=7413</guid>
		<description><![CDATA[&#160; There is an updated warning from North Yorkshire Police about scams related to the coronavirus. For more details, please see our &#8216;alerts&#8217; page. Be prepared &#8211; don&#8217;t get taken in by the scammers.]]></description>
				<content:encoded><![CDATA[<p><a href="https://hgdover50sforum.org.uk/wp-content/uploads/2015/04/Warning2.jpg"><img class="alignleft size-full wp-image-7411" src="https://hgdover50sforum.org.uk/wp-content/uploads/2015/04/Warning2.jpg" alt="Warning" width="199" height="253" /></a></p>
<p>&nbsp;</p>
<p>There is an updated warning from North Yorkshire Police about scams related to the coronavirus. For more details, please see <a href="https://hgdover50sforum.org.uk/alerts" target="_blank">our &#8216;alerts&#8217; page</a>. Be prepared &#8211; don&#8217;t get taken in by the scammers.</p>
]]></content:encoded>
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		<title>Postage stamp price rise</title>
		<link>https://hgdover50sforum.org.uk/postage-stamp-price-rise/</link>
		<comments>https://hgdover50sforum.org.uk/postage-stamp-price-rise/#comments</comments>
		<pubDate>Sat, 29 Feb 2020 10:54:54 +0000</pubDate>
		<dc:creator><![CDATA[admin]]></dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[post office]]></category>
		<category><![CDATA[postage]]></category>
		<category><![CDATA[stamps]]></category>

		<guid isPermaLink="false">https://hgdover50sforum.org.uk/?p=7360</guid>
		<description><![CDATA[The Post Office to to increase the cost of postage stamps from March 23rd. The cost of a 1st class stamp will  rise by 6p to 76p. The cost of a 2nd class stamp will rise by 4p to 65p This rise is 5 times January&#8217;s annual inflation rate]]></description>
				<content:encoded><![CDATA[<p><a href="https://hgdover50sforum.org.uk/wp-content/uploads/2020/02/1st-class-stamp.png"><img class="alignleft size-full wp-image-7361" src="https://hgdover50sforum.org.uk/wp-content/uploads/2020/02/1st-class-stamp.png" alt="1st class stamp" width="169" height="199" /></a>The Post Office to to increase the cost of postage stamps from March 23rd.</p>
<p>The cost of a 1st class stamp will  rise by 6p to 76p.</p>
<p>The cost of a 2nd class stamp will rise by 4p to 65p</p>
<p>This rise is 5 times January&#8217;s annual inflation rate</p>
]]></content:encoded>
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		<item>
		<title>Good news about the Mobile post Office</title>
		<link>https://hgdover50sforum.org.uk/good-news-about-the-mobile-post-office/</link>
		<comments>https://hgdover50sforum.org.uk/good-news-about-the-mobile-post-office/#comments</comments>
		<pubDate>Thu, 27 Feb 2020 10:49:19 +0000</pubDate>
		<dc:creator><![CDATA[admin]]></dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Information sources]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[Mobile Post Office]]></category>

		<guid isPermaLink="false">https://hgdover50sforum.org.uk/?p=7336</guid>
		<description><![CDATA[The Mobile Post Office has added 5 extra stops to its post office route. To find out more, please follow this link. &#160; &#160;]]></description>
				<content:encoded><![CDATA[<p><a href="https://hgdover50sforum.org.uk/wp-content/uploads/2020/02/Mobile-Post-Office-35-1.jpg"><img class="alignleft size-medium wp-image-7337" src="https://hgdover50sforum.org.uk/wp-content/uploads/2020/02/Mobile-Post-Office-35-1-300x200.jpg" alt="Mobile-Post-Office-35-1" width="300" height="200" /></a>The Mobile Post Office has added 5 extra stops to its post office route. To find out more, please <a href="https://www.harrogate-news.co.uk/2020/02/27/extra-stops-added-to-ripon-mobile-post-office-route/" target="_blank">follow this link</a>.</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
]]></content:encoded>
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		<title>Warning from Action Fraud</title>
		<link>https://hgdover50sforum.org.uk/warning-from-action-fraud/</link>
		<comments>https://hgdover50sforum.org.uk/warning-from-action-fraud/#comments</comments>
		<pubDate>Thu, 27 Feb 2020 10:40:42 +0000</pubDate>
		<dc:creator><![CDATA[admin]]></dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Safety]]></category>
		<category><![CDATA[Scams]]></category>
		<category><![CDATA[Action Fraud]]></category>
		<category><![CDATA[Telephone scams]]></category>

		<guid isPermaLink="false">https://hgdover50sforum.org.uk/?p=7333</guid>
		<description><![CDATA[&#8216;Just because someone knows a few basic details about you, it doesn’t mean they are genuine. Fraudsters regularly use personal information to build trust and believability&#8217;. Don&#8217;t take any risks. If you don&#8217;t know the caller, hang up.]]></description>
				<content:encoded><![CDATA[<p><a href="https://hgdover50sforum.org.uk/wp-content/uploads/2020/02/Action-Fraud-EROY76LX0AEg8Ye.jpg"><img class="alignleft size-medium wp-image-7334" src="https://hgdover50sforum.org.uk/wp-content/uploads/2020/02/Action-Fraud-EROY76LX0AEg8Ye-300x169.jpg" alt="Action Fraud EROY76LX0AEg8Ye" width="300" height="169" /></a>&#8216;Just because someone knows a few basic details about you, it doesn’t mean they are genuine. Fraudsters regularly use personal information to build trust and believability&#8217;.</p>
<p>Don&#8217;t take any risks. If you don&#8217;t know the caller, hang up.</p>
]]></content:encoded>
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		<item>
		<title>&#8216;Free&#8217; wills month</title>
		<link>https://hgdover50sforum.org.uk/free-wills-month-2/</link>
		<comments>https://hgdover50sforum.org.uk/free-wills-month-2/#comments</comments>
		<pubDate>Mon, 17 Feb 2020 17:43:08 +0000</pubDate>
		<dc:creator><![CDATA[admin]]></dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Legal issues]]></category>
		<category><![CDATA[St Michael's Hospice]]></category>
		<category><![CDATA[wills]]></category>

		<guid isPermaLink="false">https://hgdover50sforum.org.uk/?p=7313</guid>
		<description><![CDATA[Saint Michael’s Hospice has launched its annual Make a Will Month, where people can make or amend a will and local trusted solicitors across the Harrogate District will waive the fee so a donation can be made so Saint Michael’s. People can register their interest via their website here: http://bit.ly/MaWM2020 or via the telephone: (01423) 878 628. [&#8230;]]]></description>
				<content:encoded><![CDATA[<p style="font-weight: 400;"><a href="https://hgdover50sforum.org.uk/wp-content/uploads/2013/09/uk-will-writing-network-will-rose.png"><img class="alignleft size-medium wp-image-7301" src="https://hgdover50sforum.org.uk/wp-content/uploads/2013/09/uk-will-writing-network-will-rose-300x200.png" alt="uk-will-writing-network-will-rose" width="300" height="200" /></a>Saint Michael’s Hospice has launched its annual Make a Will Month, where people can make or amend a will and local trusted solicitors across the Harrogate District will waive the fee so a donation can be made so Saint Michael’s.</p>
<p style="font-weight: 400;">People can register their interest via their website here: <a href="http://bit.ly/MaWM2020">http://bit.ly/MaWM2020</a> or via the telephone: (01423) 878 628. Do spread the word, if you know of anyone who might be interested.</p>
<p style="font-weight: 400;">
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